the basics of insurance underwriting

Homework: (Please follow Rubric)

In 1-3 Pages, address the following questions, using personal perspective and cited research where appropriate.

Explain the concept of risk and the basics of insurance underwriting.

Discuss the primary reasons for life insurance and identify those who need coverage.

Calculate how much life insurance you need

Distinguish among the various types of life insurance policies and describe their advantages and disadvantages.

Written Paper Rubric

Criteria

Possible Points per Criteria

Exemplary

Meets Expectations

Developing

Poor

Not Apparent

____ points

____ points

____ points

____ points

0 Points

Organization

Arranges ideas clearly and logically to support the purpose or argument; ideas flow smoothly and are effectively linked; reader can follow the line of reasoning

Arranges ideas adequately to support the purpose or argument; links between ideas are generally clear; reader can follow the line of reasoning for the most part

Arranges ideas adequately, in general, although ideas sometimes fail to make sense together; reader remains fairly clear about what writer intends

Arranges ideas illogically; ideas frequently fail to make sense together; reader cannot identify a line of reasoning and becomes frustrated or loses interest

No assignment submitted or submitted late

Content

Gives very specific information. Addressed all of the assignment components. Clearly illustrates critical and reflective thinking. Well thought out response.

Contains specific information. Addressed all of the assignment components. Is relatively detailed. Shows some critical and reflective thinking. Relatively well thought out response.

Has some specific information. Addressed many of the assignment components. Not detailed. Poorly thought out response.

Is vague and does not address all assignment components. No evidence of having given the assignment real thought.

No assignment submitted or submitted late.

Technical / Grammar

Execution is excellent. No grammar or writing errors. Reads easily. Is well organized.

Well executed. Few grammar or writing errors. Reads easily. Is fairly well organized.

Execution is poor. Many grammar or writing errors. Hard to read. Poorly organized.

Falls short of the required length for the assignment. Very poorly written. Very difficult to read. No organization is evident. Reads like a last minute effort.

No assignment submitted or submitted late