The patient is enrolled in a capitated HMO. previously the patient paid a $25 copay for mental health care services…

The patient is enrolled in a capitated HMO. previously the patient paid a $25 copay for mental health care services due to a change in policy .the paient is now required to pay 10% coinsurance. the provider charge $450 for a visit.What is the patient responsible for?how much will the health insurance plan pay for the visit? which costs the patient more, the copay or coinsurance

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