text citations

Read the following article :

http://www.reuters.com/article/us-madoff-arrest/bernard-madoff-arrested-over-alleged-50-billion-fraud-idUSTRE4BA7IK20081212

In no more than 4 paragraphs discuss  how Madoff was able to perpetuate the fraud. What does this say about human nature?

Discuss the role of the regulatory agencies and the reasons for their not detecting the fraud. Analyze the impact of this type of fraud on the US economy.

APA format, in-text citations.